Our Services
First Home Buyers
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How much deposit is enough?
What are the true costs of purchasing a property?
Will the bank accept my income?
First home buyers have lots of questions and Chester Financial takes pride in empowering our clients with the knowledge required to strike with confidence.
Led in a conversational style, we will canvas all the important factors in purchasing your first home. You can expect to close any knowledge gaps in;
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The detailed costs behind the sale price of any property.
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The home-buying process - step-by-step.
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All government grants and benefits – both state and federal.
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Your deposit required, the resulting loan and repayments.
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All types of loans, loan features and lenders
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Smart strategies to pay off your loan ahead of schedule.
Alongside the considerable educational benefits, our service will;
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Ensure your needs are heard and questions answered
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Comprehensively assess your financial situation
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Clearly outline various scenarios for your review
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Establish the feasibility of your aspirations
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Confirm your eligibility for finance
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Obtain loan pre-approval
The ultimate aim is, of course, settlement of your first home purchase. That’s when you when you get the keys!
Beyond settlement, we remain your trusted mortgage professional – reviewing your loan and helping to shape a stronger financial future.
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Confidence in Every Decision
You have owned a property and maintained your mortgage for a few years now. Your property has gained in value, and your needs are changing.
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Is your loan still right for you? Is your interest rate truly competitive in the market? What can you realise with your gain in equity? How can you get ahead?
Accessing your equity could be used for things like;
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Renovating or upgrading your home
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Purchasing a second property
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Funding investments or personal projects
You may also want to leave your equity where it is and simply develop a clear strategic plan – mapping out just how quickly you can pay off the loan and how much you could save in the long run.
Our expert analysis is designed to be quick and effective. You can expect balanced guidance and gaining a bedrock of confidence – empowering you to make your next financial decision.
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Unlock Your Potential
Established Homeowners & Investors
SMSF Property Investors
A few decades of hard work and you wonder how your superannuation can work harder for you. You’ve heard how creating a Self-Managed Super Fund (SMSF) enables you to purchase a rental property with your super, boosting your nest egg for retirement. But how?
Our experience in SMSF lending helps you get informed and stay in control of your financial future. As your partner, we can outline a roadmap to developing a real estate portfolio within your SMSF.
Our guidance will answer questions such as:
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Who can help me create an effective SMSF structure?
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What are the exact costs of buying a property with my SMSF?
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What are the SMSF loan options available to me?
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Is my SMSF eligible for a suitable loan?
Equipping you with the right knowledge is key to success. Carrying out a successful SMSF loan application is our main target.
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Your Future - Our Guidance
A reliable form of transport. The weekend warrior. Mum’s taxi. An object of desire. Whichever role a new vehicle fulfills, we can quickly source the cheapest asset finance arrangement out there. Get a quote from the dealership first and we will beat it.
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Unsecured personal loans for up to $50,000 are also available.
